If you or someone you know would be a great applicant for a Habitat for Humanity home, please contact us at wahabitat@rainks.com or call Mary Jarvis, our selection chair, at (620) 221-9683. We would love to have any and all apply. We do have strict regulations that we must follow when selecting a family. Please refer to the qualifications below.
How are Habitat's homeowner families chosen?
Families in need of decent, affordable shelter should apply to their local Habitat organization, called an affiliate. Each affiliate’s family selection committee chooses Habitat homeowners for their local area, based on three criteria:
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The family’s level of need.
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Their willingness to become partners in the program.
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Their ability to repay the loan through an affordable payment plan.
Every affiliate follows a nondiscriminatory policy of family selection.
Neither race nor religion is a factor in choosing Habitat’s homeowner families.
What are the qualifications applicants are required to meet?
Applicants are required to meet several qualifications to ensure success. Each Habitat affiliate has its own guidelines. In general, prospective homeowners must:
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Be citizens or legal residents.
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Prove steady income.
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Have good credit.
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Earn a monthly income that falls within minimum and maximum limits, depending on household size.
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Sustain a savings account over a specified period of time.
In addition, each partner family will be required to:
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Invest sweat-equity hours in building his/her home and others.
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Make an affordable ESCROW payment, which is to cover the insurance, taxes and half of the closing costs.
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Make timely mortgage payments.
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Attend a budgeting class.
